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Life insurance with HIV is not as difficult to get as it was decades ago. New retroviral medications allow for a much longer life expectancy. However, life insurance companies have been slow to respond to these advancements. Most life insurance companies who accept pre-existing conditions still decline HIV patients, except for a select few. The.. More

Despite common fears, life insurance for Crohn’s disease using medical marijuana is not a pipe dream. Quick Summary The health class you get for life insurance will depend on the frequency of flare ups, severity, and the age at which you were diagnosed. It’s possible to get no rating at all. Most people will get.. More

Just because you have multiple sclerosis doesn’t mean life insurance is impossible for you. Life insurance with MS just means a few more hurdles in the research phase of the life insurance process. There are different diagnoses for MS which will impact what type of life insurance policy you can obtain. This article covers whether.. More

More and more people are discovering that there are particular molecular compounds found in cannabis help with medical conditions. In many cases, they’re an effective alternative to the over-prescription of opioids. Life insurance for arthritis with medical marijuana is fast becoming a non-issue for many companies. More physicians are finding that medical marijuana works well.. More

We are excited to welcome Lincoln National Life Insurance Company to the fold of companies who don’t unfairly rate people for cannabis use. In this article, we will examine privacy laws, medical vs. recreational marijuana, Lincoln’s cannabis underwriting policies, and their available life insurance policies. To check life insurance rates from Lincoln, use the INSTANT.. More

Life insurance with epilepsy and treated with medical marijuana isn’t always a challenge. In many cases, it can go smoothly. More patients are treating epilepsy with cannabis. More life insurance companies are coming to virtually ignore the medical cannabis aspect of the application. They’re more interested in the medical condition. Quick Summary Medical marijuana itself.. More

Life insurance with IBD and medical marijuana is possible, although it can be tricky. It all depends on the type of inflammatory bowel disease and the severity. Don’t get discouraged, there are options for everyone. Quick Summary Inflammatory bowel disease makes life insurance complicated because of the varying types and severities. Treating it with medical.. More

When beginning your search for life insurance for depression and anxiety with medical marijuana, one of the first questions is: how private is this information? Any information you give about your health is legally protected by the Health Insurance Portability and Accountability Act (HIPAA) of 1996. One of the provisions is that any information you.. More

70 million Americans experience a sleep disorder each year. Plus, as many as 30% of Americans will grapple with insomnia – both occasional and chronic. Did you know that there are currently 96 diagnosable sleep disorders? With a considerable number of sleep disorders affecting a significant percentage of Americans, it’s no wonder people are turning.. More