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Global Atlantic Life Insurance Company recently changed its underwriting guidelines for recreational cannabis use. They will allow it without penalty in certain conditions. Every single one of the cannabis-friendly life insurance companies has different underwriting guidelines for how frequently you can consume for fun without paying way too much for life insurance. Even with medical.. More

More than 40% of Americans smoke (or have tried) marijuana. Which makes it the most popular drug in the country after tobacco and alcohol. With such common use, this leads many families to wonder if they have any legal protections for marijuana confidentiality with life insurance or any other type of disclosed health information. Many states.. More

This isn’t a cut and dry question. Even marijuana-friendly life insurance companies have different approaches to both medical and recreational use. ​Because marijuana is still illegal under Federal law, it’s near impossible for researchers to get details on the overall health benefits or detriments. ​Life insurance companies lean conservative in their views of cannabis.  Mostly because.. More

​Cancer makes finding life insurance challenging. It can be even more ​stressful if you’re using medical marijuana to help treat symptoms or side effects from other treatments. ​In the United States, roughly 1.7 million people get diagnosed with cancer each year. Plus there are over 100 different types of cancer. ​We cannot address every type.. More

Life insurance with HIV is not as difficult to get as it was decades ago. New retroviral medications allow for a much longer life expectancy. However, life insurance companies have been slow to respond to these advancements. Most life insurance companies who accept pre-existing conditions still decline HIV patients, except for a select few. The.. More

Despite common fears, life insurance for Crohn’s disease using medical marijuana is not a pipe dream. Quick Summary The health class you get for life insurance will depend on the frequency of flare ups, severity, and the age at which you were diagnosed. It’s possible to get no rating at all. Most people will get.. More

Just because you have multiple sclerosis doesn’t mean life insurance is impossible for you. Life insurance with MS just means a few more hurdles in the research phase of the life insurance process. There are different diagnoses for MS which will impact what type of life insurance policy you can obtain. This article covers whether.. More

More and more people are discovering that there are particular molecular compounds found in cannabis help with medical conditions. In many cases, they’re an effective alternative to the over-prescription of opioids. Life insurance for arthritis with medical marijuana is fast becoming a non-issue for many companies. More physicians are finding that medical marijuana works well.. More

We are excited to welcome Lincoln National Life Insurance Company to the fold of companies who don’t unfairly rate people for cannabis use. In this article, we will examine privacy laws, medical vs. recreational marijuana, Lincoln’s cannabis underwriting policies, and their available life insurance policies. To check life insurance rates from Lincoln, use the INSTANT.. More