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Want to know the top 7 reasons term life insurance is the most affordable option for cannabis? Everyone has at least 1 but probably several reasons to buy life insurance. The most common reason being to protect their loved ones. Life insurance is the best way to provide a financial umbrella to keep your family.. More

Should you buy term or whole life insurance? That is one of the first questions you should answer when looking into cannabis friendly life insurance. The good news is that since there are only about a dozen companies who insure recreational cannabis at reasonable rates, you don’t have the overwhelming 800+ life insurance companies to.. More

The short answer is sometimes. For the most part, it’s unlikely a life insurance company will test for THC after death. If the medical examiner performs an autopsy on your body, there will always be a toxicology report. Toxicology reports screen for drugs, including THC. This doesn’t happen to everyone. If you die of natural.. More

White lies solve so many problems in life. As kids, we figure out that rather than admitting to that thing you did wrong, you can sometimes get out of trouble if you lie about it. It doesn’t work every time, but getting out of trouble 30% of the time is still better than getting in.. More

Life insurance companies like to group people into neat little boxes. They charge each little box different rates for their life insurance policies. They call these boxes life insurance health ratings. You can also find them as life insurance rate classes or life insurance risk class.   Your health, your parents, your siblings, and your.. More

Life insurance companies routinely drug test as part of the life insurance medical exam. Plus, they test for virtually everything. Regardless of what you take, you still run the risk of getting denied for life insurance because of drug use.   The good news is that this does not mean you are barred from life.. More

You just scheduled your life insurance medical exam. It’s a week or two away so you think you have some time to prepare to get the best rates possible.   This is a great plan. There are not a lot of things you can do in a week to change your rates from standard to.. More

More than 40% of Americans smoke (or have tried) marijuana. Which makes it the most popular drug in the country after tobacco and alcohol. With such common use, this leads many families to wonder if they have any legal protections for marijuana confidentiality with life insurance or any other type of disclosed health information. Many.. More

The use of both medicinal and recreational marijuana is more popular than ever. More and more states have or are in the process of passing legislation which allows the legal use of either medical or recreational marijuana. The question of how THC impacts life insurance is becoming increasingly common across the nation. Yet many life.. More