life insurance for smokers

Life Insurance for Smokers – Tips on Getting the Best Rates

Whether you indulge in tobacco or marijuana, finding affordable life insurance can be tricky. The good news is that unlike marijuana, you won’t be flat out declined for smoking cigarettes. Life Insurance for smokers is easier. Unfortunately, it tends to be more expensive. A lot more expensive. The good news is that nearly every life…
Read More

Banner Life Insurance and Marijuana – A Practical Review

Banner is one of the handful of marijuana friendly life insurance companies. Although you will find “marijuana friendly” has a fairly loose definition among life insurance companies. While Banner Life Insurance and marijuana are compatible, it depends on how frequently you smoke. Is this company right for you? We will take a look at who…
Read More
protective life insurance and marijuana drug test

Protective Life Insurance and Marijuana-An Uncensored Review

Protective Life Insurance Company made it onto our Top 12 Marijuana Friendly Life Insurance Company List.  Although most life insurance companies will outright decline any marijuana use. Even in states where it’s perfectly legal. Protective Life Insurance and marijuana consumption merit further discussion because they have fairly stringent rules. They will not outright decline you…
Read More
north american life insurance and marijuana drug test

North American Life Insurance and Marijuana – Great Match?

North American Life Insurance and marijuana enthusiasts can be a good match. After all, North American Life made the cut for our Top 12 Marijuana Friendly Life Insurance Companies. We will explain the reasons why North American Company is a marijuana friendly life insurer. Our review describes the life insurance products available for marijuana smokers.…
Read More
what does the life insurance drug test look for

What Exactly Does the Life Insurance Drug Test Look For?

The life insurance drug test varies somewhat between companies. For the most part they all test for the same things. Although there are a couple variations on methods. We broke down the different substances into categories. Each category has what it is, what it does, what happens if they find it, and how to pass…
Read More
key person life insurance marijuana business owner

Get Approved for Key Person Life Insurance in Cannabis Businesses

There are many vital reasons for a marijuana business owner to have key person life insurance. For just about every business, especially small and medium sized businesses in the marijuana industry, you have particularly important personnel vital to the survival of your operation. Many marijuana business owners have active or silent partners. Others depend on…
Read More
marijuana business owner disability insurance approval

Marijuana Business Owner Disability Insurance (A Better Approach)

What will you do if you become totally disabled because of an accident or illness? What will happen to your business? Getting marijuana business owner disability insurance can be tough because of the industry. Although, it’s not impossible like some people might tell you. The problem is that most disability insurance companies will NOT consider…
Read More
phoenix life insurance and marijuana friendly

Phoenix Life Insurance and Marijuana – Do They Play Nice?

In our ceaseless search to find 420 friendly life insurance companies, Phoenix Life made our top 12 list. Phoenix Life insurance and marijuana have an interesting relationship. They seem to be shifting towards greater friendliness, but want to keep a conservative image at the same time. One can only assume this is because they began…
Read More
medical information bureau life insurance

Does the Medical Information Bureau Save You Money?

The Medical Information Bureau (MIB Group) is a not-for-profit corporation that assists its member corporations with insurance underwriting decisions. Each member company has access to the Medical Information Bureau’s records on an individual. In return the member insurance company provides relevant information that it comes across in the underwriting process. An accurate assessment of a…
Read More