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Life Insurance Exam
life insurance medical exam

How to Pass the Life Insurance Medical Exam (15 Tips)

You just scheduled your life insurance medical exam. It’s a week or two away so you think you have some time to prepare to get the best rates possible.   This is a great plan. There are not a lot of things you can do in a week to change your rates from standard to…
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enzyme multiplied immunoassay technique for marijuana

The Enzyme Multiplied Immunoassay Technique Test for THC

The enzyme multiplied immunoassay technique (EMIT) test is one of the most common types of drug tests for life insurance companies. It’s also the most common drug test companies use on their employees. Also known as the EMIT test, this is just one of many drug tests in use today. Although it is the most…
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what does the life insurance drug test look for

What Exactly Does the Life Insurance Drug Test Look For?

The life insurance drug test varies somewhat between companies. For the most part they all test for the same things. Although there are a couple variations on methods. We broke down the different substances into categories. Each category has what it is, what it does, what happens if they find it, and how to pass…
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