Life Insurance Medical Exam Overview
There are two basic parts to the life insurance medical exam. The interview and the physical.
- blood pressure
- urine sample
- blood sample
- EKG (sometimes)
Frequently Asked Questions
Where does the life insurance exam happen?
How long does the exam take?
Why do I need to take an EKG?
What happens if I fail the exam?
How to Pass the Life Insurance Medical Exam Blood Work
Six Weeks Before
One/Two Weeks Before
This is the time to eat like your mother thinks you should. Every meal should be mostly green. Preferably with leafy greens high in soluble fiber. You don’t have to eat like this forever, just a week or two so you can save money. Plus, you might find veggie recipes you like.
24 Hours Before
No alcohol. Sorry. While studies show a glass of red wine with dinner can help your heart (and your stress level), it can throw off your exam results.
Other Life Insurance Medical Exam Tips
The Drug Test
How to Prepare for the Interview Section
The interview section should be straightforward if you chose to be honest on your application.
- vitamins (never hurts)
- supplements (if you ignored the advice on skipping them)
- any therapies/treatments